We're one of the few Metro Detroit contractors who navigates the full 203K and Fannie Mae HomeStyle® process, HUD compliance, draw schedules, and lender coordination, so your project moves forward without confusion.
Purchase and renovate in a single mortgage. Ideal for homebuyers who want to buy a property that needs work, and roll the renovation cost into the loan.
Conventional renovation financing for primary, second, or investment homes. Higher loan limits and broader scope flexibility than 203K.
Not sure which you qualify for? Schedule a free eligibility chat, we'll walk you through it.
203K and HomeStyle® both require a purchase or refinance. If you already own your home and want to finance a renovation without touching your mortgage, ask us about these two options as well.
Personal-loan options for renovations that don't involve a mortgage or refinance are not offered through us yet. If you want to pay over time, call or text and we'll tell you what we can do today. Terms and approval come from the lender, not from us.
The Michigan State Housing Development Authority insures home improvement loans, issued through participating lenders, for kitchen, bath, and structural work, no purchase or refinance required. Terms and income eligibility vary by household. We'll provide the licensed contractor's estimate your application needs and help you find a participating lender.
We connect you with a 203K-approved lender to confirm loan eligibility.
We build the full renovation scope, written for HUD acceptance.
The loan closes, funds are escrowed, and our crew breaks ground.
Funds release on schedule. We pass every inspection and finish strong.
Limited 203K covers up to $75,000 in non-structural improvements, perfect for cosmetic renovations, kitchen and bath updates, flooring, paint, and similar work. Standard 203K has no upper renovation cap and allows structural work, additions, and major systems replacement. We'll help you determine which fits your project.
Yes. A 203K refinance lets existing homeowners refinance their mortgage and roll renovation costs into the new loan, same single-payment structure as a purchase 203K.
From application to close typically runs 45–60 days. Once funds are escrowed, the renovation timeline matches a standard project, we publish a schedule before work begins and stick to it.
Yes. We handle scope-of-work documentation, draw requests, HUD-required inspections, and final certifications, so you're not the one chasing paperwork between us and the bank.
Yes. 203K and HomeStyle® both require a purchase or refinance, but they're not your only options. We're setting up point-of-sale personal loan financing with fixed monthly payments and no mortgage involved, and Michigan's MSHDA Property Improvement Program insures home improvement loans for exactly this kind of work. Ask us at your estimate and we'll walk you through what fits.
Bring us your property, your goals, and your budget. We'll show you what's possible.