The buyer used an FHA 203K loan to purchase a home that, on paper, needed a moderate renovation. What the inspection missed was the real story: a failing roof, hidden mold, and a dormer that had quietly pulled away from the wall and was letting water in.
The WorkBecause it was a 203K, every discovery meant coordination, not chaos. We documented each hidden condition, worked the change orders through the HUD consultant and lender, and re-sequenced the draw schedule so the structural fixes happened before the cosmetic work. The dormer was re-anchored and flashed, the roof replaced, the mold remediated, and the framing made sound again.
What could have buried a less experienced contractor became a controlled, documented rescue. The buyer got a safe, sound home and a renovation that addressed the causes, not just the symptoms, all funded correctly inside the 203K draw structure.